Lock and Build Program

Prepare for the Future

Have you always wanted to build your own home, customized exactly to fit your needs? With the Lock and Build Program, now you can.
Family looking at construction plans their home build with BOK lock and build loan program.

Residential lock and build program


If you are looking to build a new home, our Lock and Build program offers great options for you. The extended interest rate lock option provides flexibility when constructing a new home.

Additional Information

Apply with our online application. It walks you through the process and allows you to submit documents securely using your phone, tablet or computer. You also get 24/7 access to your loan in progress and a direct line of communication with your loan officer to make sure your loan stays on track for closing!

After your application is completed, your mortgage banker will contact you to answer any questions you may have and request items if they need additional documentation.

Get Started

Ready to Get Started?

Find a local mortgage banker using the link below or give us a call. If you have existing mortgage-related questions, call mortgage customer service at 866-910-5224. For new loan or refinance inquiries, call 888-817-2988. We’re here to help.