USDA Rural Development Loans

Mortgages Backed by the USDA

With loans available to home buyers in rural areas and financing assistance to those who qualify, a USDA loan can help you make the dream of homeownership a reality. Learn more about USDA Loans from BOK Financial and apply today.

Person in overalls with another person sitting on barn door after closing on USDA rural home loan.

What is a USDA loan?


USDA loans are mortgages back by the U.S. Department of Agriculture as part of the USDA Rural Development Guaranteed Housing Loan Program. USDA loans are available for low- and moderate-income households in eligible rural areas and offer 100% financing, eliminating the need for a down payment.

Additional Information

Apply with our online application. It walks you through the process and allows you to submit documents securely using your phone, tablet or computer. You also get 24/7 access to your loan in progress and a direct line of communication with your loan officer to make sure your loan stays on track for closing!

After your application is completed, your mortgage banker will contact you to answer any questions you may have and request items if they need additional documentation.

Apply Online

Ready to Get Started?

Find a local mortgage banker using the link below or give us a call. If you have existing mortgage-related questions, call mortgage customer service at 866-910-5224. For new loan or refinance inquiries, call 888-817-2988. We’re here to help.