Overdraft Protection for Business

Convenient Coverage

Bounced checks. Declined debit cards. They're bad for business. Our Overdraft Protection* program provides automatic transfers to cover transactions if your checking account balance drops too low.
Business owner looking at their back account online realizing they was saved in overdraft fees by BOK Financial's Overdraft Protection.

Protect your business with automatic transfers

Don't embarrass yourself in front of a client by overdrawing your account. Overdraft Protection* provides convenient automatic transfers from your linked savings account or line of credit to cover transactions if you don't have quite enough money in your business checking account.

How to apply

Our business bankers are ready and waiting to discuss your business needs. You can call them at 844-517-3308, visit one of our banking centers or schedule an appointment below. Once you're enrolled, you can take advantage of Overdraft Protection* any time you need it.
*If you are enrolled in Overdraft Protection, we will automatically transfer any available funds at no charge to you from your linked BOK Financial business savings, or business line of credit into your business checking account at the end of any business day on which your Available Balance is less than zero. Limited to one linked business savings or business line of credit as a source of funding. Accounts are not automatically linked. Please notify your banker of which account should be linked. To the extent the funds in your designated funding account are insufficient to cover all overdrafts in your checking account, an Overdraft Fee may be charged for each overdraft not covered by the transfer, under the terms of the Depository Agreement for Transaction Accounts. See Summary of Fees: Arizona | Arkansas | Colorado | Kansas/Missouri for pricing.