Managed Retirement Solutions

Our investment process is characterized by a long-term strategic approach, employed by a diverse team of investment professionals, each with unique areas of expertise. Focusing on the process, not historical performance, improves the chance of sustained success. This approach allows us to remain calm, yet cautious, in challenging market environments, and to seek targeted opportunities as investments go in and out of favor.

Our team of professionals closely monitors capital markets, asset allocation, and portfolio construction, while conducting ongoing analysis on investment managers. We seek to add value through fundamental research on manager selection, asset allocation, style and index selection.

Our team is regularly monitoring the market and economy, and will adjust our portfolio allocations to fit our outlook over the short term. We seek to both manage risk and provide additional return through these tactical allocation changes.

Simply put, we believe in a combination of the two approaches, rather than utilizing only active managers or only passive index funds. We utilize passive managers to provide exposure to the market at a low cost and utilize active managers to add alpha in specific areas of the market.

Our portfolios include investments in sub-asset classes across fixed income and equity, as well as alternatives. We seek to diversify portfolios not only by asset class exposure, but by style and manner of investing. It is one of many ways we manage risk. Diversification into sub-asset classes that perform differently over time produces better results.

We seek to invest with best-in-class managers that have a proven process and a competitive track record, and in whom we have confidence their approach will deliver results.